ENRU
Valey — OpenValeyClause — In depotClauseagents-rulebook — Openagents-rulebookBudgy — OpenBudgyActivity dashboard — In depotActivity dashboardshmoggl — Under constructionshmogglSchulte Table — In depotSchulte TableChesswall — Under constructionChesswallBarev — Under constructionBarevEeslish — Under constructionEeslishFour Hours Fine — Under constructionFour Hours FineNBD — OpenNBDCyberpunk Cards — In depotCyberpunk CardsCode & Legacy — In depotCode & LegacySan Andreas AutoDNA — In depotSan Andreas AutoDNAКОРОВАНЫ — Under constructionКОРОВАНЫЗАКЛАДКА — Under constructionЗАКЛАДКАBar — Under constructionBarДом Шебис — OpenДом ШебисRRARR Beach Club — ClosedRRARR Beach ClubShmana — Under constructionShmanaКнига — Under constructionКнигаЛОКС — In depotЛОКСpingator — In depotpingatorAJIRA — OpenAJIRAIron Grip — In depotIron GripPult — Under constructionPult
PublicTheme 2: Ledger

Budgy

Personal cashflow planner: what is safe to spend

Budgy icon
Open ohmybudgy.com
Budgy promo card with the headline “Every dollar assigned. Every goal in reach.” on a dark green background.

A personal cashflow planner across several accounts and currencies. It answers four questions: how much is available, how much is reserved, how much is safe to spend, and which account runs short and when. I have been rewriting it since 2013 — PHP, then Symfony with Vue, now Next.js with an Expo iOS client; the web app is live, the iOS app is in TestFlight only.

Detail

It is deliberately not accounting: transfers between your own accounts never count as income, and net worth matters less than which account runs short, and when.

Started
2013
Last change
Commits
411 in the current rewrite, since July 2026
Stack
Next.js, TypeScript, PostgreSQL, Drizzle, Expo / React Native
Theme
2 · Ledger
screens 27public 6archive 11last change NBDyour time --:--:--build 2026-10-03 c9a9222